Financial Fundamentals

Despite the fact that school districts and educators are working hard to keep children engaged and learning, money management is rarely part of the curriculum. Now is a great time to add financial literacy to your kids’ lesson plans to help them build strong financial futures.

For Educators

The IRS Retirement Plan Contribution limits increase in 2025.

For Women

While women are more likely than ever to be managing their own financial lives, they face a unique set of challenges. But by getting engaged and educated, they can build confidence and competence—and ultimately create stronger,
more secure futures.

For Financial Professionals

Like many industries, financial services has undergone significant shifts in recent years. One of the most notable is the rise of robo-advisors, which offer increasingly sophisticated investment management through the use of artificial intelligence (AI). While robo-advisors offer some advantages, they lack the depth and breadth of service that a professional advisor can provide.

Planning

Keep in mind, everyone will have their own unique combination of factors: you might be 40 years old and packing your oldest off to college—or changing diapers on your newborn. Maybe you are starting a new career at 50 or getting remarried at 60.

Market News

On Friday, Moody’s downgraded the US government’s long-term credit rating from Aaa to Aa1, marking the first time since 1917 that the United States has not held the top rating at any of the three major agencies. This action aligns Moody’s view with previous downgrades by S&P (2011) and Fitch (2023), completing a trilogy of reassessments in response to persistent fiscal concerns.

Lifestyle

At Equitable, we believe delivering excellent business performance and contributing positively to society are the way forward for responsible companies. Our dedication to a holistic approach extends to all we do— from our business operations to how we work to create financial wellness for our clients. Through thoughtful and comprehensive planning we work to ensure our corporate strategy and our approach to our clients is strongly aligned with the values we share.